• Any business-capable physical person who buys the offered products for his own needs.
• A legal entity that buys the offered products for its own needs or trade.

• Through the points of sale listed on the contact page.
• Delivery with EMS FAST MAIL for shipments with a value of up to 70,000 MKD.
• Delivery with NIKOB-Secure Transport for shipments with a value of over 70,000 MKD.

All shipments are insured for full protection of your order.

• In cash up to 1,000 euro (in denar equivalent), in accordance with applicable legislation.
• Through a transaction account in a Macedonian bank. Payment must be made from a transaction account of the natural or legal person to whom the order is made.
• With a credit/debit card American Express, Diners Club, Mastercard and Visa. Payment must be made from the card of the natural or legal person to whom the order is made.

Payment methods may vary by sales location. For exact information, please contact the appropriate sales location.

The images of the products presented on the website illustrate how the investment product should look within a given category. Minor differences in appearance, minting year of the coins, and serial number of the bars compared to those shown in the photographs are possible. By purchasing an investment product in the form of a bar or coin, you receive a physical item made of gold or silver with high purity.

Traders in investment gold or silver do not issue a certificate. This can only be obtained if it is insured by the manufacturer, refinery or mint. The certificate is issued on the basis of a serial number, and the coins do not have. If there is no serial number on the basis of which the certificate is issued, then the certificate has no value. All investment bars that we offer are certified by the manufacturer.

The prices of the products are determined by the prices of precious metals on the world stock exchanges, the costs of production, delivery and insurance.

The prices of website are renewed every 10 minutes, in reflection to the current market prices.

Fineness 999.9 is considered 24 carats because it is assumed that 0.01% of other metal is always present in the refining process.

• 24 carats (fineness 999.9) – 99.99% gold and 0.01% impurities
• 22 carats (fineness 916) – 91.60% gold and 08.40% impurities
• 20 carats (fineness 833) – 83.30% gold and 16.70% impurities
• 18 carats (fineness 750) – 75.00% gold and 25.00% impurities
• 16 carats (fineness 625) – 62.50% gold and 37.50% impurities
• 14 carats (fineness 585) – 58.50% gold and 41.50% impurities

Taking this into account, we can easily assume, for example, that the price of 16 carat gold is 0.625 times the price of pure gold, given that the price of impurities is negligibly small.

Possibility of exchanging a smaller product for a larger one. This offers investors the opportunity to increase their investment in precious metals without losing out on sales.

Valid for VAT-exempt products.

• Gold in the form of rods or bars with a weight accepted by the precious metals markets and with a fineness equal to or greater than 995 thousandths.
• Gold coins, with fineness equal to or greater than 900 thousand pieces, minted after 1800, which in the country of origin are or have been legal tender and are usually sold at a price not exceeding 80% of the value of the gold contained in the coin, on the free market.
• Investment gold is exempt from VAT.

The legal framework is the same or similar all over the world.